Layer 02 · AI Offering

Intelligent banking, end to end.

A complete AI portfolio spanning customer experience, risk & fraud, operational efficiency, AI-native products, and wealth management — embeddable in any GlobeOne platform or your existing stack.

a/

Customer Experience & Engagement

GlobeChatNova
Conversational AI

24/7 AI banking across web, mobile and messaging — inquiries, transactions, loan applications, multilingual.

GlobePersonaX
Personalized Banking

Hyper-personalization engine tailoring offers, products and journeys from real-time behavioral data.

GlobeVoiceIQ
Voice & NLP

Voice-activated commands, NLP for complex queries, and secure voice authentication.

b/

Risk & Fraud Management

GlobeFraudShield
Fraud Detection

Real-time transaction monitoring, ML anomaly detection, behavioral analytics and case management.

GlobeCreditIQ
Credit Risk

AI credit scoring, continuous borrower monitoring and predictive default analytics.

GlobeComplyAI
AML & Compliance

Suspicious-activity monitoring, pattern recognition, automated SARs and KYC.

c/

Operational Efficiency

GlobeAutoFlow
Process Automation

RPA + AI automating reconciliation, reporting and cross-department workflow orchestration.

GlobeDocuSense
Document Intelligence

OCR + NLP to parse, classify and extract insight from trade finance, loans and regulatory forms.

GlobeForeSight
Predictive Analytics

Forecasts liquidity, market risk and customer behavior with scenario analysis and stress testing.

d/

AI-Native Products — emerging

GlobeTreasura
Treasury Orchestration

Real-time intraday liquidity and cash-flow optimization.

GlobePayRouteX
Payment Routing

AI routing to cut cost and improve speed across networks.

GlobeReconNext
Receivables Recon

Automated reconciliation, exception detection and settlement.

GlobeCreditPulse
Credit Monitoring

Continuous borrower monitoring with proactive AI risk alerts.

e/

Wealth & Investment Management

GlobeRoboWealth
Robo-Advisors

Automated portfolio construction, rebalancing and suitability for retail and mass-affluent.

GlobeTradeVision
Trading & Optimization

Predictive market intelligence and risk-balanced portfolio optimization.

GlobeInsightX
Customer Insights

AI analytics identifying "money in motion" — cross-sell and revenue opportunities.

Put intelligence into every layer.

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